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Joint Account Woes

Joint accounts often present problems for estates, including for reasons one wouldn’t necessarily imagine. Many times when a will is drafted, it is thought that all of the testator’s assets will flow through the estate and be available to pay estate administration expenses, including final income taxes arising on death. However, as the remaining balance […]

Mouldy Transactions!

“Mould” is a term used to describe a large group of microorganisms (including mushrooms, toadstools and yeast) making up the Fungi Kingdom in biology. Over 270 species of mould have been discovered to exist in Canadian homes. Where moisture, heat and a source of nutrients co-exist, moulds grow and reproduce rapidly. Sources of moisture in […]