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Before changing lenders, it’s wise to seek, knock and ask

I’ve seen a few clients lately who were very surprised at their mortgage payout statement. Unfortunately, the penalty on payout for one couple was a staggering $20,000! Here are some tips to consider before you decide to change lenders in the middle of a term: Call your current lender’s customer service and tell them you […]

Ensuring Good and Marketable Title

The Agreement of Purchase and Sale (the “Agreement”) contemplates a period of time for the purchaser to determine whether the seller has a good and marketable title to the real property and that it is owned free and clear of any claims, liens or liabilities. Unfortunately, the search of title and other inquiries often reveal […]

Boundary Dispute

Zorz v. Attard, 2008 CanLII 2760 (ON S.C.) was the case of two neighbours whose houses were built about 80 years ago on Baby Point Rd. near Jane and Annette Streets in the City of Toronto. The fence separating the houses was constructed 15 inches west of the actual boundary, making it appear that the […]